Banking Services
Complete banking solutions for businesses — from current accounts to trade finance. We partner with Kotak Mahindra Bank to provide you the best banking experience.
Current Account
Zero-hassle business banking with Kotak Mahindra Bank
Open a feature-rich current account tailored for businesses of all sizes. Enjoy seamless digital banking, high transaction limits, and dedicated relationship management.
Enquire NowKey Features
- Zero balance & premium current account options
- Free NEFT/RTGS/IMPS transactions
- Business debit card with high daily limits
- Multi-user internet & mobile banking access
- Bulk payment & salary disbursement facility
- Integration with Tally, Zoho & other accounting software
- Doorstep banking & cash pickup services
- Overdraft facility linked to current account
Working Capital
Keep your business cash flow healthy
Secure working capital loans and cash credit facilities to manage day-to-day operations, inventory, and receivables efficiently.
Enquire NowKey Features
- Working capital term loans up to ₹50 Cr
- Cash Credit (CC) facility against stock & debtors
- Overdraft (OD) against property, FD, or mutual funds
- Bill discounting & invoice financing
- Channel financing for dealer/distributor networks
- Competitive interest rates with flexible repayment
- Quick sanction with minimal documentation
- Revolving credit lines for seasonal businesses
FCTL & PCFC
Foreign currency financing for exporters
Access Foreign Currency Term Loans (FCTL) and Packing Credit in Foreign Currency (PCFC) at competitive international rates for your export business.
Enquire NowKey Features
- FCTL — borrow in USD/EUR/GBP at LIBOR/SOFR-linked rates
- PCFC — pre-shipment credit in foreign currency for exporters
- Lower interest cost compared to INR borrowing
- Tenure from 30 days to 360 days
- Hedging advisory to manage forex risk
- Seamless conversion & rollover options
- Documentation assistance for LC/BG backed facilities
- Dedicated trade finance desk support
CGTMSE Scheme
Collateral-free loans for MSMEs
Leverage the Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) scheme to avail loans up to ₹5 Cr without any collateral or third-party guarantee.
Enquire NowKey Features
- Collateral-free credit up to ₹5 Crore
- Available for manufacturing & service enterprises
- Both term loans & working capital eligible
- Guarantee cover up to 85% for micro enterprises
- No collateral, no third-party guarantee required
- Applicable on new & existing credit facilities
- Hybrid security option for enhanced limits
- Assistance with complete application & documentation
Trade & Forex
End-to-end trade finance solutions
Comprehensive trade finance and foreign exchange services for importers, exporters, and businesses with international operations.
Enquire NowKey Features
- Letter of Credit (LC) — sight, usance & standby
- Bank Guarantee (BG) — performance, advance, financial
- Export bill negotiation & collection
- Import bill acceptance & payment
- Forward contracts & currency hedging
- Forex remittances — inward & outward
- ECB (External Commercial Borrowing) advisory
- FEMA compliance & RBI reporting assistance
Banking Partner: Kotak Mahindra Bank
As an authorized channel partner of Kotak Mahindra Bank, we provide end-to-end banking assistance — from account opening to trade finance. Enjoy preferential rates and dedicated support.
Get Started with Banking